⚠️ Important — Please Read Before Proceeding

Gaurav Singhvi (143128) is a Mutual Fund Distributor (MFD) registered with AMFI. We are NOT a SEBI-registered Investment Adviser (RIA). We facilitate Mutual Fund transactions and distribute financial products. We do not provide personalised investment advice as defined under SEBI (Investment Advisers) Regulations 2013. For personalised investment advice, please consult a SEBI-registered Investment Adviser.

Disclaimer

This disclaimer governs the use of www.cfpgauravsinghvi.com and all services provided by Gaurav Singhvi

Gaurav Singhvi | 143128 | Initial Reg: 11-Mar-2018 | Valid Until: 09-Mar-2029

📢 Standard Mutual Fund Disclaimer — Mandatory per SEBI / AMFI

Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee or assurance that the investment objective of any scheme will be achieved. NAVs of units issued under any Mutual Fund scheme can go up or down depending upon the factors and forces affecting securities markets and may also be affected by changes in the general level of interest rates. The value of investments may fluctuate and investors may not get back the amount they invested.

1. Nature of Our Business

Gaurav Singhvi is an AMFI-registered Mutual Fund Distributor (143128) providing the following services:

Facilitating purchase, redemption, switch, and SIP registration of Mutual Fund units on behalf of investors
Distributing insurance products as an IRDAI-licensed intermediary
Distributing Portfolio Management Services (PMS) as an APMI-registered distributor
Providing investor education content, financial calculators, and general financial information

What Gaurav Singhvi does NOT do:
We do NOT provide personalised investment advice | We are NOT a SEBI RIA | We do NOT guarantee returns | We do NOT provide tax, legal, or accounting advice | We do NOT facilitate Direct Plan investments

2. Investment Risk Disclaimer

Mutual Funds

Mutual Fund investments are subject to market risks — NAV may rise or fall based on market conditions
Past performance does not guarantee future returns — do not invest based on past performance alone
There is no assurance that the investment objective of any scheme will be achieved
Gaurav Singhvi deals in Regular Plans only — trail commission is earned from AMCs as part of TER, which is not an additional charge to investors
Direct Plans are available at lower expense ratios through AMC portals — Gaurav Singhvi does not facilitate Direct Plan investments
Please read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) carefully before investing

Insurance

Insurance is the subject matter of solicitation. Gaurav Singhvi is an IRDAI-licensed intermediary (Licence No.: 01350098` | Valid until: 31-DEC-2099). Please read the policy document carefully before purchasing any insurance product. Tax benefits are subject to changes in tax laws.

Portfolio Management Services (PMS)

PMS investments involve concentrated portfolios, higher risk, and are suitable only for investors with investable surplus above Rs. 50 Lakhs in this asset class. PMS returns are not guaranteed. Past performance of a PMS strategy does not guarantee future performance. Please read all PMS-related documents including Disclosure Document carefully before investing.

3. Website Content Disclaimer

The content on www.cfpgauravsinghvi.com is for general information and educational purposes only — it does not constitute investment advice
Information on this website is updated periodically but may not always reflect the most current market conditions or regulatory changes
Gaurav Singhvi does not warrant the accuracy, completeness, or timeliness of any information on this website
Any views, opinions, or market commentary on this website are the general views of Gaurav Singhvi and should not be construed as personalised advice
Third-party links on this website are provided for convenience only — Gaurav Singhvi is not responsible for third-party content

Calculator Disclaimer: All financial calculators on this website provide illustrative projections only. Results are based on assumptions provided by users and do not account for taxes, inflation, fund manager performance, or other variables. Calculator outputs do NOT constitute investment advice or a guarantee of returns.

4. Commission & Remuneration Disclosure

Gaurav Singhvi receives trailing commission from AMCs on Regular Plan Mutual Fund investments — this is part of the scheme's TER and is not an additional charge to investors
Exact commission details are available on our Commission Disclosure page at www.cfpgauravsinghvi.com/commission-disclosure
Commission earned on your investments is visible in your Consolidated Account Statement (CAS) from CAMS, KFintech, or MF Central
All product recommendations are based on investor suitability — never on commission rates received
Gaurav Singhvi does not receive any non-cash benefits, gifts, or incentives from AMCs that could create a conflict of interest

5. Grievance Redressal Officer (GRO)

For any complaints, queries, or grievances — contact our GRO:

GRO NameGaurav Singhvi

Designation[GRO Designation]

Emailgauravsinghvimf@gmail.com

Phone9904336060

AddressB - 701, Unicus Shyamal, Shyamal Cross Road, Satellite, Ahmedabad, Gujarat (India) 380 015

Response TimeAcknowledgement within 3 working days | Resolution within 15 working days

6. Grievance Escalation Matrix

If not satisfied with our response, escalate in the following order:

Gaurav Singhvi GRO

gauravsinghvimf@gmail.com
9904336060

AMC Investor Relations

Contact concerned AMC directly

AMFI IGRC

igrc@amfiindia.com
1800-270-7000

SEBI SCORES

scores.sebi.gov.in
1800-266-7575

SMART ODR

smartodr.in
Conciliation & Arbitration

7. Regulatory Registration Details

Registration	Details
AMFI ARN	143128 \| Initial: 11-Mar-2018 \| Valid Until: 09-Mar-2029 \| Verify at amfiindia.com/find-mf-distributor
IRDAI Licence	01350098` \| Valid Until: 31-DEC-2099 \| Verify at irdai.gov.in
APMI APRN	[Fill APMI APRN No.] \| Verify at apmiindia.org

Investors can verify all registrations independently using the official portals mentioned above. Report any discrepancy to SEBI at scores.sebi.gov.in or AMFI at igrc@amfiindia.com.

8. Data Privacy

All personal data collected by Gaurav Singhvi is handled in accordance with our Privacy Policy (available at www.cfpgauravsinghvi.com/privacy-policy) and the Digital Personal Data Protection Act 2023 (DPDPA 2023). Your data is never sold or shared with unauthorised third parties.

9. Limitation of Liability

Gaurav Singhvi shall not be liable for any investment losses arising from market fluctuations or scheme performance
Gaurav Singhvi shall not be liable for decisions made by investors based on general information or educational content on this website
Our liability is limited to the specific service transaction in question, as permitted by applicable law
This website and its content are provided "as is" without any warranty of any kind

10. Intellectual Property

All content on www.cfpgauravsinghvi.com including text, graphics, logos, calculators, and design is the intellectual property of Gaurav Singhvi. Reproduction without written permission is prohibited. AMFI, SEBI, and AMC logos used on this website are the property of their respective owners and are used for informational purposes only.

Our Commitment Gaurav Singhvi is committed to ethical, transparent, and investor-first practices. If you believe any content on this website is misleading or any of our practices are non-compliant, please contact our GRO at gauravsinghvimf@gmail.com or report to SEBI SCORES at scores.sebi.gov.in.

Last Updated: July 2026 | Gaurav Singhvi | 143128 | www.cfpgauravsinghvi.com | Subject to revision as per regulatory updates